Frequently asked questions.
Straight answers about selling to us — how offers work, what it costs, and how it compares to listing traditionally.
Questions about the process.
Are you buying my home, or just listing it for me? +
We're buying it directly. First Due Property Solutions isn't a brokerage listing your home on the MLS — we're the actual buyer. Once we own the property, we may renovate and resell it ourselves later, but by then the sale to you is already complete. You get a direct transaction, not a listing.
How do I know the offer I'm getting is fair? +
We use the same formula for every property — see the breakdown below. We'll walk through those numbers with you directly for your specific house, not just hand you a final figure. If something doesn't add up, ask — we'd rather explain it than have you wonder.
How is my offer calculated? +
We use the same formula most cash buyers and investors use:
Cash Offer = After-Repair Value − Repair Costs − Selling Costs − Our Profit
After-Repair Value (ARV) is what your home would sell for on the open market once it's fully fixed up, based on recent comparable sales nearby. Repair costs are what it would actually take to get it there. Selling costs cover what we pay when we resell — closing costs, holding costs like taxes and insurance while we own it, and agent commissions. What's left after all of that is the most we can offer and still make the deal worth doing — that's our profit. We'll walk through each of these numbers with you directly for your specific property, not just hand you a number.
Do I need to make any repairs before selling? +
No. We buy properties in whatever condition they're in — fire damage, hoarding situations, deferred maintenance, outdated systems, it doesn't matter. You don't clean, fix, or stage anything.
Is there any obligation once I submit the form? +
None. Submitting your address just starts a conversation. You'll get a no-pressure cash offer and can take as much time as you need to decide, or say no entirely.
What types of properties do you buy? +
Single-family homes, duplexes, small multi-family, condos, land, and inherited or tenant-occupied properties across the Quad Cities. See the full property types page for details.
Do you charge any fees or commissions? +
No. There's no commission, no listing fee, and we typically cover standard closing costs. The offer you accept is what you walk away with.
How fast can you actually close? +
As fast as 7 days if you need it, using a local title company. If you need more time — 30, 60, 90 days — we work around your schedule instead of ours.
What's the difference between selling to you and listing with a real estate agent? +
An agent lists your home publicly, coordinates showings, and takes a commission once it sells — often 6–7% of the sale price, plus closing costs, over a process that can take months. We buy directly for cash, with no showings, no financing contingencies, and a closing timeline usually measured in days, not months. See the full comparison below.
Selling to us vs. listing with an agent.
Every situation is different, and listing traditionally is the better move for some sellers — this is simply how the two paths typically compare.
| Selling to Us | Listing With an Agent | |
|---|---|---|
| Commissions & closing costs | None — we typically cover standard closing costs | Usually 6–7% commission, plus closing costs |
| Time to close | As fast as 7 days, or on your timeline | Typically 30–90+ days after accepting an offer |
| Repairs before selling | Never — sold as-is | Usually expected to make the home market-ready |
| Showings & open houses | None | Typically several to many, over weeks |
| Deal can fall through on financing | Never — it's a cash purchase | Happens regularly with buyer financing |
This is a general comparison, not a guarantee — actual costs and timelines vary by property, agent, and market conditions. If a traditional listing looks like the better fit for your situation, say so and we'll point you toward it.
General homeowner & loan questions.
Looking for something more general — equity, HELOCs, permits, inherited mortgages? See our Homeowner Resources section for straight answers, no pitch attached.
Ready to get your cash offer?
No obligation, no pressure, no games. Just a straight cash offer within 1–2 business days.