We're the first call when your house needs to sell — your way.
First Due Property Solutions isn't just a cash buyer. We walk Quad Cities homeowners through every realistic path — a fast cash offer, a full-service listing, seller financing, or a no-fee referral to a trusted local agent — and help you pick the one that actually fits.
What's your address?
Two minutes, no obligation. We'll walk you through your options personally.
Sorted out in three steps.
No open houses, no financing contingencies, no back-and-forth. Just a straight path from "I need to sell" to closed.
Tell us about the property
Fill out the short form above or call directly. We ask about condition, timeline, and situation — that's it.
We lay out your real options
We evaluate the property and your situation, then walk you through what's realistic — cash offer, listing, terms, or a referral — with real numbers for each. No pressure toward any one path.
You pick what happens next
Choose the path that fits. On a cash deal we can close with a local title company in as fast as 7 days — or we coordinate whatever timeline the option you pick actually requires.
A cash offer is one option — not the only one.
Every seller's situation is different, and the fastest path isn't always the best one. Here's what we can walk you through — there's no fee to find out, and no pressure toward any one of them.
If any of this sounds familiar, we can probably help.
Most sellers we work with are dealing with a property that's become a burden rather than an asset — not a bad house, just bad timing.
Inherited a property
Don't want to manage, repair, or split an estate sale with siblings from out of state.
Behind on payments
Facing foreclosure and need to sell before the timeline runs out.
Tired landlord
Done with tenants, maintenance calls, and vacancies eating into the return.
Going through a divorce
Need a fast, neutral sale without dragging out the process.
Major repairs needed
Foundation, roof, or system issues that make listing traditionally hard.
Relocating quickly
A new job or family situation means you can't wait months to close.
Vacant or distressed
Sitting empty, drawing code violations, or attracting unwanted attention.
Downsizing
Ready to simplify without the hassle of prepping a house to show.
Just want it simple
No judgment — sometimes a fast, certain sale is worth more than chasing top dollar.
Cash sale vs. listing with an agent.
These are the two most-asked-about paths, side by side. Listing can net more if the house is in good shape and you can wait — this is the honest comparison either way.
| Cash Offer (Us) | Listing With an Agent | |
|---|---|---|
| Repairs before selling | None required | Usually required |
| Closing timeline | As fast as 7 days | 30–90+ days typical |
| Commissions & fees | $0 | Typically 5–6% |
| Showings / open houses | None | Multiple, ongoing |
| Closing costs | Covered by us | Paid by seller |
| Certainty of sale | Guaranteed offer | Depends on buyer financing |
Full-service listing and seller-financing terms fall somewhere between these two — see Your Options above for how those work.
Serving the Quad Cities metro.
Based locally and covering both sides of the river. Not seeing your town? Reach out anyway — we often extend beyond this list.
- Moline, IL
- Davenport, IA
- Rock Island, IL
- Bettendorf, IA
- East Moline, IL
- LeClaire, IA
- Silvis, IL
- Eldridge, IA
- Milan, IL
- Geneseo, IL
- Coal Valley, IL
- Colona, IL
Why sellers work with us
- Local, not a franchise. You talk to the person actually buying the house — every time.
- Veteran-owned. Co-owned and operated locally by two lifelong Quad Cities residents who show up when they say they will.
- No obligation, ever. Get an offer, take your time, walk away with zero pressure if it's not the right fit.
- Straight numbers. We'll explain exactly how an offer is calculated — no mystery math.
- Options first. If a cash sale isn't actually your best move, we'll say so — and point you toward what is.
Homeowner, loan & remodeling basics.
Straight answers to questions we hear a lot — whether or not you ever sell to us. No pitch attached.
What's the difference between my equity and my home's market value? +
Market value is roughly what your home would sell for today. Equity is that value minus whatever you still owe on it — mortgage, liens, and so on. Equity is the part that's actually yours.
How does a home equity loan or HELOC work? +
Both let you borrow against equity you've built up, using the house as collateral. A home equity loan gives you a lump sum with a fixed payment; a HELOC works more like a credit line you draw from as needed. Terms and qualification vary a lot by lender.
What happens to a mortgage when you inherit a house? +
In most cases, federal law allows an heir to keep making payments on the existing mortgage without it being called due immediately, even without formally qualifying for the loan themselves. The specifics depend on the lender and loan type, so it's worth a direct call to the loan servicer early on.
What does "subject-to" financing mean? +
It means a buyer takes over the property and keeps making payments on the seller's existing mortgage, instead of that loan being paid off at closing. It can work well in the right situation, but it carries real risk for both sides — worth understanding fully before agreeing to one.
Which remodeling projects tend to add the most resale value? +
Generally, smaller, practical updates — a minor kitchen refresh, updated bathroom fixtures, fresh paint, better curb appeal — recoup more of their cost than large additions or highly personalized renovations. Value varies a lot by neighborhood, so it's worth checking what's typical in your specific area.
Do I need a permit for common remodeling work? +
Often, yes — work touching electrical, plumbing, structural walls, or roofing usually requires one. Requirements differ by city and county on both the Illinois and Iowa sides of the Quad Cities, so check with your local building department before starting.
What's the difference between forbearance and a loan modification? +
Forbearance temporarily pauses or reduces payments, with the missed amount typically due later. A loan modification permanently changes the loan's terms. If you're behind on payments, your servicer can tell you what's actually available on your specific loan.
What's the difference between pre-qualified and pre-approved? +
Pre-qualification is a quick, informal estimate based on what you report about your finances. Pre-approval means a lender has actually verified your income, credit, and documents — and it carries a lot more weight with sellers.
General information only — not financial, legal, or tax advice, and not specific to your situation. For anything involving your mortgage, taxes, or a contract, talk to your lender, a real estate attorney, a CPA, or your local building department before deciding.
Questions about selling to us.
Do I need to make any repairs before selling? +
No. We buy properties in whatever condition they're in — fire damage, hoarding situations, deferred maintenance, outdated systems, it doesn't matter. You don't clean, fix, or stage anything.
Is there any obligation once I submit the form? +
None. Submitting your address just starts a conversation. You'll get a no-pressure cash offer and can take as much time as you need to decide, or say no entirely.
How is my offer calculated? +
We look at recent comparable sales in your neighborhood, then subtract estimated repair costs and our margin — the same way any cash buyer or investor does. We'll walk through the numbers with you directly, not hide behind a formula.
What types of properties do you buy? +
Single-family homes, duplexes, small multi-family, and vacant land across the Quad Cities — occupied, vacant, inherited, or tenant-occupied.
Do you charge any fees or commissions? +
No. There's no commission, no listing fee, and we typically cover standard closing costs. The offer you accept is what you walk away with.
How fast can you actually close? +
As fast as 7 days if you need it, using a local title company. If you need more time — 30, 60, 90 days — we work around your schedule instead of ours.
Ready to see what your options actually look like?
No obligation, no pressure, no games. Just a straight answer within 1–2 business days.